Práctical Areas

Bankruptcy Law

The Bankruptcy Law allows individuals or businesses that cannot pay their debts to obtain financial relief.
It can help eliminate debts, stop garnishments, suspend foreclosures, or establish an affordable repayment plan. There are different types of bankruptcy, including:

Chapter 7: Allows for the elimination of most unsecured debts, such as credit cards or medical bills. It is ideal for individuals with limited income.

Chapter 13: Allows for the reorganization of debts through a 3- to 5-year repayment plan, which can help you keep your home or vehicle.

Real Estate

Real estate disputes can be complex, lengthy, and costly if not handled properly. These types of conflicts may include landlord-tenant disputes, boundary or title issues, contract breaches, conflicts in property purchases or sales, and commercial lease disagreements.

Having specialized legal counsel is essential to protect your rights and investments, resolve the conflict efficiently and fairly, and avoid further loss of time and resources.

Foreclosure

Foreclosure is a legal process that allows a lender to recover a property when the borrower fails to meet the payment obligations established in the mortgage contract.

This process typically begins after one or more missed payments, followed by a formal notice of default. If the delinquency continues for 3 to 6 months, even within the grace period, the lender may initiate legal proceedings. Over time, late fees and penalties accumulate, making it increasingly difficult to bring the loan current and avoid losing the property.

Personal Injury

Suffering a personal injury can change your life in an instant. In addition to physical pain, it often brings high medical bills, loss of income, and emotional stress. If the accident was caused by someone else’s negligence or carelessness, you have the right to seek fair compensation for the damages you’ve suffered.

However, the process of obtaining that compensation can be complex and challenging. Having the representation of an experienced personal injury attorney is essential to protect your rights, negotiate with insurance companies, and pursue the maximum compensation possible.